Roomies has partnered with Certn to perform the individual credit checks. The reports are powered by Equifax, one of the three largest credit bureaus.
The credit report includes the following types of information:
- Identifying information- Your name, address, and date of birth
- Credit account information- Credit card, mortgage, student loans, vehicle loan
- Inquiry information - "Soft" or "hard" inquiry.
- Bankruptcies- Information about bankruptcy public records
- Collections accounts- Past due accounts that have been turned over to a collection agency
- Any notable risk factors
How it works
Begin the application process
Certn will collect some personal information including most recent address and SSN. These are only used to for the purposes of completing the check.
Certn generally processes the credit check within 24 hours. Once the result comes back a verification tick will be applied to the Roomies account.
Download and share your check
You can save a copy of your completed credit check to use how you please, or share it with other users on Roomies.
Other verification options
Frequently asked questions
How do Roomies and their partners handle personal data?
Here at Roomies we take our user's privacy seriously. We do not sell user data, and we believe in full transparency regarding our policies as well as our partners' policies. When you purchase an ID check, credit check or background check with us, this information is not saved on our platform, and we do not handle your sensitive information on our own servers.
If you have any additional concerns or questions regarding these policies please don't hesitate to reach out to us, our support team is always happy to help.
Which documents are not supported for verification checks?
Expired driver's licence, ID cards, and passports cannot be verified. Ensure that your documents are not expired for both the ID and criminal checks.